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Important Update: 1095-B Form Distribution Changes

February 20, 2025
 

For fully-insured groups only.

Following revised IRS guidelines, we’d like to share updates with you on how members will now access their 1095-B forms. These changes streamline the process, reduce environmental impact, and make it easier for members to manage their documents securely online.

What’s changing?

Under the new IRS rules, health plans are no longer required to automatically mail 1095-B forms to members. Instead, these forms will now be available digitally through members’ secure accounts. This change helps minimize paper waste and aligns with efforts to reduce our environmental footprint.

Exception: Members in California, Washington D.C., New Jersey, and Rhode Island will continue to receive mailed 1095-B forms due to state and district regulations associated with tax penalties for creditable coverage.

How employees can access their 1095-B forms

We strongly encourage members to log in to their secure accounts to view and download their 1095-B forms. By using their secure member account, employees gain quick and convenient access to their tax forms, alongside other important health plan resources.

For employees who still prefer a physical copy to be mailed, a request can be made by calling the customer service number on the back of their member ID card or by completing and returning the 1095-B Tax Document Mailing Request form. Your employees can find this under Tax and IRS on the Premera Forms page.

While we understand that there may be circumstances in which a member will need a paper copy of their form mailed, we aim to make online access the primary and most efficient way for members to obtain their 1095-B forms.

What you can do

To help your employees adapt to these changes, we recommend you share the 1095-B employee communications available now in B’link:

If you have any questions, contact your Premera account representative for more information.